Introduction to Hospital Indemnity Plans

In this continuing education training session, Chris focuses on hospital indemnity insurance covering plan structure, underwriting, enrollment processes, and target markets. Chris walks through practical examples of quoting hospital indemnity plans using different carriers, demonstrates how to build customized coverage options with various riders (ambulance, emergency room, cancer benefits, skilled nursing), and provides strategies for presenting these supplemental products to clients. The session emphasizes making agents more comfortable offering hospital indemnity insurance by explaining guarantee issue options, pricing considerations, and how to match coverage to client needs and concerns.